Exodus 22:15

If its owner was with it, he will not have to pay; if it was hired, what was paid for the hire covers it. ¹ 

But if the owner is with the animal, the borrower will not have to pay. If the animal was hired, the money paid for the hire covers the loss.

"If its owner is with it, he shall not make restitution; if it is hired, it came for its hire.

But if the owner is there, no payment is required. And no payment is required if the animal was rented because this loss was covered by the rental fee.

But if the owner was with it, he doesn't have to pay. If the animal was hired, the payment covers the loss.

If the owner is with it, he will not have to make payment: if he gave money for the use of it, the loss is covered by the payment.

If the owner was present, there shall be no restitution; if it was hired, only the hiring fee is due.

"If its owner was with it, he shall not make it good; if it was hired, it came for its hire.

If its owner was with it, he will not have to pay; if it was hired, what was paid for the hire covers it. ¹ 

¹ tn Literally “it came with/for its hire,” this expression implies that the owner who hired it out and was present was prepared to take the risk, so there would be no compensation.