⁴ sn It is foolish to pledge security for someone’s loans (e.g., Prov 6:1-5).

¹ tn The Hiphil of שָׁאַל (shaʾal) might mean “to loan,” or “to treat as requested” (see HALOT s.v. שָׁאַל).

¹ sn Taking millstones as security on a loan would amount to taking the owner’s own life in pledge, since the millstones were the owner’s means of earning a living and supporting his family.

⁴ tn Or “honest” (CEV, NLT). The Hebrew word sometimes has a moral-ethical connotation, “righteous, godly,” but the parallelism (note “poor”) suggests a socio-economic or legal sense here. The practice of selling debtors as slaves is in view (Exod 21:2-11; Lev 25:35-55; Deut 15:12-18). See the note at Exod 21:8 and G. C. Chirichigno, Debt-Slavery in Israel and the Ancient Near East (JSOTSup). Probably the only “crime” the victim had committed was being unable to pay back a loan or an exorbitant interest rate on a loan. Some have suggested that this verse refers to bribery in legal proceedings: the innocent are “sold” in the sense that those in power pay off the elders or judges for favorable decisions (5:12; cf. Exod 23:6-7).

⁵ sn The poor among the returned exiles were being exploited by their rich countrymen. Moneylenders were loaning large amounts of money, and not only collecting interest on loans which was illegal (Lev 25:36-37; Deut 23:19-20), but also seizing pledges as collateral (Neh 5:3) which was allowed (Deut 24:10). When the debtors missed a payment, the moneylenders would seize their collateral: their fields, vineyards and homes. With no other means of income, the debtors were forced to sell their children into slavery, a common practice at this time (Neh 5:5). Nehemiah himself was one of the moneylenders (Neh 5:10), but he insisted that seizure of collateral from fellow Jewish countrymen was ethically wrong (Neh 5:9).

³ tc The MT reads “in place of the request which he asked of the Lord.” The LXX reads “in place of the loan which you lent to the Lord.” At Qumran 4QSam^a has the Hiphil form of שָׁאַל (shaʾal), “which she loaned (or entrusted) to the Lord” (cf. 1:28). The masculine verb in the MT is odd, since the context expects Hannah to be the subject. A masculine form would need to be read impersonally or repointed as a passive. The translation most closely follows 4QSam^a and understands the “request” to be Samuel, the requested one. A longer English translation would be “in place of the one which was requested which she dedicated to the Lord.”

⁴ sn In ancient times money was lent primarily for poverty and not for commercial ventures (H. Gamoran, “The Biblical Law against Loans on Interest,” JNES 30 [1971]: 127-34). The lending to the poor was essentially a charity, and so not to be an opportunity to make money from another person’s misfortune. The word נֶשֶׁךְ (neshekh) may be derived from a verb that means “to bite,” and so the idea of usury or interest was that of putting out one’s money with a bite in it (See S. Stein, “The Laws on Interest in the Old Testament,” JTS 4 [1953]: 161-70; and E. Neufeld, “The Prohibition against Loans at Interest in the Old Testament,” HUCA 26 [1955]: 355-412).

³ tn The meaning and text of this word are questioned by KBL 749 s.v. עֲתֶרֶת. However, KBL also emends both occurrences of the verb from which BDB 801 s.v. עֲתֶרֶת derives this noun. BDB is more likely correct in seeing this and the usage of the verb in Prov 27:6 and Ezek 35:13 as Aramaic loan words from a root meaning to be rich (equivalent to the Hebrew עָשַׁר, ʿashar).

¹ tn Heb “may not lie down in his pledge.” What is in view is the use of clothing as guarantee for the repayment of loans, a matter already addressed elsewhere (Deut 23:19-20; 24:6; cf. Exod 22:25-26; Lev 25:35-37). Cf. NAB “you shall not sleep in the mantle he gives as a pledge”; NRSV “in the garment given you as the pledge.”

¹ tn These two words are Akkadian loan words into Hebrew that often occur in this pairing (cf. Ezek 23:6, 12, 23; Jer 51:23, 28, 57). BDB 688 s.v. סָגָן (sagan) gives “prefect, ruler” as the basic definition for the second term, but neither works very well in a modern translation because “prefect” would be unknown to most readers, and “ruler” would suggest someone along the lines of a king, which these officials were not. The present translation has chosen “leaders” by default, assuming there is no other term that would be any more appropriate in light of the defects noted in “prefect” and “ruler.”

² tn For “yellowish green and reddish” see Lev 13:49. The Hebrew term translated “eruptions” occurs only here and its meaning is uncertain. For a detailed summary of the issues and views see J. Milgrom, Leviticus (AB), 1:870. The suggestions include, among others: (1) “depressions” from Hebrew שָׁקַע (shaqaʿ, “sink”) or קָעַר (qaʾar) as the root of the Hebrew term for “bowl” (LXX, Targums, NAB, NASB, NIV; see also B. A. Levine, Leviticus [JPSTC], 90), (2) “streaks” (ASV, NJPS), (3) and “eruptions” as a loan-word from Egyptian sqr r rwtj (“eruption; rash”); cf. Milgrom, 870; J. E. Hartley, Leviticus (WBC), 198-99. The latter view is taken here.

³ tn Heb “taking a creditor’s debt.” The Hebrew noun מַשָּׁא (mashaʾ) means “interest; debt” and probably refers to the collateral (pledge) collected by a creditor (HALOT 641-42 s.v.). This particular noun form appears only in Nehemiah (5:7, 10; 10:32); however, it is related to מַשָּׁאָה (mashaʾah, “contractual loan; debt; collateral”) which appears elsewhere (Deut 24:10; Prov 22:26; cf. Neh 5:11). See the note on the word “people” at the end of v. 5. The BHS editors suggest emending the MT to מָשָׂא (masaʾ, “burden”), following several medieval Hebrew MSS; however, the result is not entirely clear: “you are bearing a burden, a man with his brothers.”

² tn A Hebrew verb זָכַר (zakar) is likely related to Akkadian zakāru (“to declare, mention, give an order”; see CAD Z 17 s.v. zakāru A 1.c “to give an order”). While the West Semitic zakāru B (“to remember”) appears in Amarna Akkadian documents (CAD Z 22 s.v. zakāru B), the relation of Hebrew cases of זָכַר to Akkadian zakāru A is not entirely clear. The most common gloss for the Hebrew verb is “to remember,” but the dictionaries include meanings like “to mention” (HALOT 270 s.v. זָכַר 1, Concise DCH 100 s.v. זָכַר 1) which appear connected to Akkadian zakāru A. However the root is classified in Hebrew, whether one root, homonyms, or a loan word, this occurrence of זָכַר is well explained by the attested meaning of the cognate verb in Akkadian. The English versions are split regarding how to view the root: “he commands” (NJPS), “he summons” (NIV), “he recounts” (KJV), “he remembers” (NASB), and “he calls” (NRSV).