22:25 “If you lend money to any of my people who are needy among you, do not be like a moneylender to him; do not charge him interest. 22:26 If you do take the garment of your neighbor in pledge, you must return it to him by the time the sun goes down, 22:27 for it is his only covering – it is his garment for his body. What else can he sleep in? And when he cries out to me, I will hear, for I am gracious.